The infrastructure behind trusted loan transactions

LoanStandard prepares, verifies, and standardizes loan packages before they reach buyers, warehouse banks, due diligence firms, and capital providers. Built once, trusted by everyone downstream.

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Built for every participant in the loan lifecycle
  • Lenders
  • Aggregators
  • Warehouse Banks
  • Due Diligence
  • Buyers
  • Capital Markets
The problem

Every transaction starts with trust

The secondary market runs on confidence in the file. Today that confidence has to be rebuilt from scratch at every stop in the chain.

  • Every lender prepares loan packages differently.
  • Every warehouse bank has different requirements.
  • Every buyer requests a different set of documents.
  • Every diligence firm builds its own checklist.

The same file gets reorganized, re-verified, and re-taped four or five times before it reaches an investor. The result is weeks of back and forth, inconsistent loan tapes, missing documentation, and funding delays nobody priced in.

LoanStandard creates one verified loan package that every participant in the secondary market can trust.

Today
  • Lender
    Assembles the file its own way
    EMAILDROPBOXEXCEL
  • Warehouse Bank
    Rebuilds it to fund
    MISSING DOCSRE-REQUEST
  • Aggregator
    Rebuilds it to pool
    RENAMERE-SORTNEW TAPE
  • Due Diligence
    Rebuilds it to review
    OWN CHECKLISTEXCEPTIONS XLS
  • Capital Provider
    Still cannot trust it without review
    40+ HOURS PER LOAN, EVERY TIME
VS
With LoanStandard
Verified Loan Package
Warehouse Bank
Buyer
Due Diligence
Capital Provider
  • One workflow instead of five rebuilds
  • One audit trail, end to end
  • One source of truth for the tape
  • One package the secondary market can price
Inside the platform
Loan tape

Buyer ready tapes generated from verified source documents

Loan terms, valuations, comparables analytics, and calculated fields roll up from the documents themselves, so the tape stays in sync with the file it came from and every value can be traced back to a page.

  • Generated from verified source documents, not manual entry
  • Comparables and valuation analytics built in
  • Formatted per buyer, secondary market ready on delivery
Exception queue

Your team reviews exceptions, not everything

Instead of reading every page of every file, reviewers work a short prioritized queue: missing documents, unexecuted copies, failed checklist items. Everything else is already cleared.

  • Executed versus draft detection filters out the noise
  • Pre fund QC scoring against your own clear to close rules
  • Clean audit trail with no exception spreadsheets
The standard

One operational standard. Every participant works from the same file

Instead of every party rebuilding the file in their own way, LoanStandard creates a repeatable framework for how RTL loans are organized, verified, and delivered.

01

Eliminates file restructuring

Closing packages are split, classified, and filed into one standard structure, so nobody downstream has to reorganize what they receive.

02

Creates one trusted source of loan data

Borrower, property, entity, insurance, title, construction, servicing, and collateral fields are captured once and traced back to the page they came from.

03

Meets every counterparty's requirements

Each buyer, warehouse bank, and diligence provider brings its own rules. Encode them once and every file gets checked against them automatically.

04

Catches exceptions before your buyer does

Cross document validation, execution state detection from unsigned through recorded, readiness scoring, and confidence scoring on every extracted field.

05

Adapts to every buyer without rebuilding

Buyer specific tapes generate straight from verified source documents, so a new format is a mapping exercise rather than another pass through the file.

06

Withstands audit without the paper chase

A complete trail of documents, data points, changes, waivers, and user actions, ready for auditors, capital partners, and rating agencies.

Built for the secondary market

One standard, from origination through securitization

Lenders
Every takeout partner wants a different package, so the same file gets rebuilt for each one.
Deliver to any partner without rebuilding the file. Prepare once, and pre fund QC catches issues before your buyers do.
Aggregators
Every originator sends a different structure, and pool readiness lives in a spreadsheet.
Know pool readiness in real time. Standardized collateral arrives from every seller, with tapes built from verified data.
Warehouse Banks
Funding stalls while missing or mislabeled collateral gets chased down.
Reduce funding delays caused by missing documentation. Collateral packages arrive in the same structure from every counterparty.
Due Diligence
Reviews begin with dozens of hours of organizing before real analysis can start.
Focus on exceptions instead of data gathering. Files arrive organized and verified, so review starts at analysis.
Capital Providers
Confidence in the collateral requires deep review of every seller's format.
Trust completeness before deep review. Identical structure from any originator, with every value traceable to its source document.
Capital Markets
Securitization inherits loan by loan friction from every issuer in the pool.
Securitize on standardized, verified loan data. Issuer by issuer differences stop propagating into the pool.
Request a demo

See LoanStandard run on your own loan file

We will process one of your recent loan packages and show exactly where time is saved, where exceptions are caught, and how the package becomes secondary market ready.

  • A working demo on a package from your own pipeline
  • Your clear to close checklist encoded as rules
  • A look at the tape and exception queue with your data
  • Packages that leave your desk secondary market ready